Our Process

Our planning process helps to bring balance, clarity, and added peace of mind through income planning which will show what your dollars can do for you in retirement through all market conditions.

4 Pillars of Retirement

At Summit Wealth Strategies, we operate with a four-pillar process
of planning your retirement income.

1

Income

We help clarify the most efficient way to create income for retirement based on your goals, current portfolio, and risk tolerance. No two people are alike, nor will their sources of income be in retirement.

2

Asset Growth/ Protection

We want to grow, yet protect your assets as you are approaching or are in distribution years. There needs to be a different mindset when you are in distribution years.

3

Cost of Care

If there is a long-term care event, the costs of that event could negatively impact your financial stability. We are here to help you strategically plan for potential costs of regular care throughout your lifetime.

4

Wealth Transfer

No matter where you are in your retirement planning process, it’s important to consider how any assets will be passed along to your beneficiaries. Whether it’s aiming to provide the highest potential rate of return, minimizing risk, or lowering your taxation rates, we are here to help ensure your financial goals benefit the people and causes you care about.

6 Stressors That Negatively Impact The 4 Pillars

  • Taxation
  • Inflation
  • Fees
  • Income distribution
  • Market risk
  • Longevity

What We Do: Comprehensive Income Planning And Wealth Management

Problems/concerns we address:

  • How much money can I spend in retirement?
  • Will I outlive my assets?
  • How can I be more tax efficient?
  • How can I use leverage to my advantage?

hands writing in notepad, another holding tablet

Financial Planning

  • Retirement Income Planning (including annuities for de-risking retirement income)
  • Social Security Optimization
  • RMD Reposition
  • Life Insurance and Leveraged Life Insurance
  • Long-Term Care

At Summit Wealth Strategies, we offer a wide variety of financial planning and retirement services. Click below to see our full list of offerings.

Financial Services

Retirement Planning

Take the next step in your retirement journey with Summit Wealth Strategies. Fill out the form below to
book your complimentary portfolio review with us.

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